SUMMARY
Volume 2 of this 2015 award-winning series includes chapters on financing transactions. PDF Download - After purchase go to My Content to retrieve your digital file(s).
DESCRIPTION
Chapter 21
REGULATIONS AFFECTING REAL ESTATE LOANS AND SALES
Christopher R. Ambrose
David R. Ambrose
§ 21.1 GENERAL DISCUSSION; SCOPE
§ 21.2 TRUTH IN LENDING ACT (TILA) AND REGULATION Z
§ 21.2-1 Generally
§ 21.2-2 Exemptions; Differences in Exemptions for Real-Property Transactions
§ 21.2-3 Determination of the Finance Charge on Real-Property Transactions
§ 21.2-4 Right of Rescission
§ 21.2-5 Calculation of Annual Percentage Rate
§ 21.2-6 Home-Equity Plans
§ 21.2-7 Adjustable-Rate Mortgage Loans
§ 21.2-8 Requirement That Maximum Interest Rate Be Established
§ 21.2-9 High-Cost Mortgages, Reverse Mortgages, and Higher-Priced Mortgages
§ 21.2-10 The TILA-RESPA Integrated Disclosure Rule
§ 21.2-11 Additional Prohibitions Regarding Credit Secured by a Consumer’s Dwelling
§ 21.2-12 Miscellaneous Special Rules for Certain Home-Mortgage Transactions
§ 21.2-13 Minimum Standards for Transactions Secured by a Dwelling
§ 21.2-14 Private Education Loans
§ 21.2-15 Civil Liability
§ 21.3 REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA)
§ 21.3-1 Generally
§ 21.3-2 Coverage of RESPA
§ 21.3-3 General Requirements
§ 21.3-4 Applicability of E-Sign
§ 21.3-5 The TILA-RESPA Integrated Disclosure Rule
§ 21.4 LAW PROHIBITS DISCRIMINATION IN REAL-PROPERTY FINANCING
§ 21.4-1 Home Mortgage Disclosure Act
§ 21.4-2 Equal Credit Opportunity Act
§ 21.4-3 Fair Housing Act
§ 21.5 LENDER SECURITY PROTECTION PROVISIONS
§ 21.6 LIMITATION ON LATE CHARGES
§ 21.7 PREPAYMENT PENALTIES
§ 21.8 LINE-OF-CREDIT INSTRUMENTS
§ 21.9 FLOOD INSURANCE
§ 21.10 SECONDARY-MARKET LOANS
§ 21.11 USURY RESTRICTIONS AND FEDERAL PREEMPTION
§ 21.12 FORCE-PLACED INSURANCE
§ 21.13 ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT
§ 21.14 GRAMM-LEACH-BLILEY ACT—PRIVACY AND INFORMATION SECURITY
§ 21.15 FAIR DEBT COLLECTION PRACTICES ACT