Consumer Law in Oregon - eBook on Credit Card Accountability, Responsibility, and Disclosure Act (Credit Card Act) (2013)

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 445.13EB26
 
SUMMARY
This chapter is excerpted from the 2013 edition of Consumer Law in Oregon, which will enable you to protect your clients' financial interests and advise them about available rights and remedies. PDF Download - After purchase go to My Content to retrieve your digital file(s).
DESCRIPTION
Chapter 26
CREDIT CARD ACCOUNTABILITY, RESPONSIBILITY, AND DISCLOSURE ACT (CREDIT CARD ACT)
Kelly Donovan Jones

§26.1 INTRODUCTION

§26.1-1 The CARD Act in General
§26.1-2 Administrative Implementation
§26.1-3 Official Staff Commentary to Regulation Z
§26.1-4 Notable Exemptions from Coverage
§26.1-5 Key Terminology

§26.2 ESSENTIAL ELEMENTS

§26.2-1 Issuing the Card and Marketing
§26.2-2 Fees
§26.2-3 Changes to the Interest Rate and Other Terms
§26.2-4 Payments, Billing, and Statements
§26.2-5 Online Access to Card Agreements
§26.2-6 Gift Certificates, Prepaid Cards, and Gift Cards
§26.2-7 Studies, Reviews, and Reports

§26.3 ADVANTAGES

§26.4 PITFALLS AND HAZARDS

§26.5 REMEDIES AND DAMAGES

§26.6 DEFENSES

§26.6-1 Statute of Limitations
§26.6-2 Safe-Harbor Rules and Forms
§26.6-3 Bona Fide Error

§26.7 PLEADING AND PRACTICE