SUMMARY
This chapter is excerpted from the 2013 edition of Consumer Law in Oregon, which will enable you to protect your clients' financial interests and advise them about available rights and remedies. PDF Download - After purchase go to My Content to retrieve your digital file(s).
DESCRIPTION
Chapter 9
FAIR CREDIT REPORTING ACT
Justin M. Baxter
§9.1 INTRODUCTION
§9.2 DEFINITIONS
§9.3 ESSENTIAL ELEMENTS
§9.3-1 Consumer
§9.3-2 Consumer Report
§9.3-3 Investigative Consumer Report
§9.3-4 Statutory Exclusions from Consumer Report
§9.3-5 Consumer Reporting Agency
§9.3-6 Disclosure Requirements
§9.3-7 Prohibition Against Reporting Obsolete Information
§9.4 TYPICAL PARTIES AND FACT SITUATIONS
§9.5 ADVANTAGES AND DISADVANTAGES
§9.6 PITFALLS AND HAZARDS
§9.7 REMEDIES AND DAMAGES
§9.7-1 Consumer Dispute Rights
§9.7-2 Civil Damages—Consumer Reporting Agencies
§9.7-3 Civil Damages—Users of Consumer Reports
§9.7-4 Civil Damages—Furnishers of Information
§9.8 DEFENSES
§9.8-1 Statute of Limitations
§9.8-2 Compliance Standards
§9.9 PLEADING AND PRACTICE
§9.9-1 Jurisdiction
§9.9-2 Qualified Immunity from Certain Common-Law Claims
§9.9-3 Preemption of State Law
§9.9-4 Standing to Sue
§9.10 CREDIT REPAIR ORGANIZATIONS AND DEBT MANAGEMENT SERVICE PROVIDERS
§9.10-1 Federal Credit Repair Organizations Act
§9.10-2 Oregon Debt Management Service Statute
§9.11 BIBLIOGRAPHY
§9.11-1 Consumer Publications
§9.11-2 Law Review Articles
§9.11-3 Legal Digests and Encyclopedias
§9.11-4 Treatises