SUMMARY
This chapter is excerpted from the 2013 edition of Consumer Law in Oregon, which will enable you to protect your clients' financial interests and advise them about available rights and remedies. PDF Download - After purchase go to My Content to retrieve your digital file(s).
DESCRIPTION
Chapter 7
TRUTH IN LENDING ACT
Brenda M. Bradley
§7.1 INTRODUCTION
§7.1-1 Structure of TILA
§7.1-2 Official Staff Interpretations
§7.1-3 Exemptions from Coverage
§7.1-4 Waiver for Certain Borrowers
§7.1-5 Exemption for State-Regulated Transactions
§7.2 ESSENTIAL ELEMENTS
§7.2-1 In General
§7.2-2 Introduction to Significant Terminology
§7.2-3 Disclosure Requirements
§7.2-4 Residential Mortgage Disclosures
§7.2-5 Subsequent Disclosures
§7.2-6 Treatment of Credit Balances
§7.2-7 High-Rate Home Mortgages
§7.2-8 Reverse Mortgages
§7.3 REMEDIES AND DAMAGES
§7.3-1 Administrative Enforcement
§7.3-2 Civil Liability
§7.3-3 Criminal Liability
§7.4 DEFENSES
§7.4-1 Statute of Limitations
§7.4-2 Reliance on Rule, Regulation, or Interpretation
§7.4-3 Reliance on Model Disclosure Forms
§7.4-4 Correction Notice
§7.4-5 Bona Fide Error
§7.4-6 Federal Agency Special Credit Programs
§7.4-7 Waiver; Release from Liability
§7.5 PLEADING AND PRACTICE
§7.5-1 Jurisdiction
§7.5-2 Preemption of Inconsistent State Laws