SUMMARY
This chapter is excerpted from the 2013 edition of Consumer Law in Oregon, which will enable you to protect your clients' financial interests and advise them about available rights and remedies. PDF Download - After purchase go to My Content to retrieve your digital file(s).
DESCRIPTION
Chapter 5
FEDERAL TRADE COMMISSION CREDIT PRACTICES RULE
Terrance J. Slominski
§5.1 INTRODUCTION
§5.2 ESSENTIAL ELEMENTS
§5.2-1 Unfair Credit Practices
§5.2-2 Definition of Household Goods
§5.2-3 Unfair or Deceptive Cosigner Practices
§5.2-4 Required Disclosure
§5.2-5 Definition of Cosigner
§5.2-6 Late Charges
§5.3 TYPICAL PARTIES AND FACT SITUATIONS
§5.3-1 Prohibited Nonpossessory Security Interest
§5.3-2 Prohibited Compounded Late Charges
§5.4 ADVANTAGES
§5.5 PITFALLS AND HAZARDS
§5.6 REMEDIES AND DAMAGES
§5.7 DEFENSES
§5.8 PLEADING AND PRACTICE
§5.8-1 Regulatory History
§5.8-2 Federal Reserve Board Regulation AA
§5.8-3 Similar State Statutes